Compliance Alliance Staff


   

Compliance Alliance provides expertise in regulatory and consumer compliance by hiring professionals with an extensive background in not only compliance, but financial institution operations. Our advisors were bankers prior to joining the C/A team, so they understand your situations and take pride in assisting with the management of your compliance program.

Meet Your Compliance Alliance Team

 

Scott Daugherty
President & General Counsel

Scott Daugherty serves as the President & General Counsel for Compliance Alliance. Scott has been an integral part of C/A's startup and growth since its inception in 2011. Prior to Compliance Alliance, he joined the legal staff of the Texas Bankers Association in 2003, serving as the primary contact for the legal and compliance hotline, while also tackling legislative issues.

Scott brings a combination of community and regional bank experience along with his legal expertise. Prior to law school, Scott enjoyed a career in banking with a broad background that includes retail and branch management, and consumer and commercial lending responsibilities. He is one of the leading bank regulatory, compliance, and legal experts in the nation.

Scott is a frequent and sought-after speaker on bank compliance, regulatory and legal topics. He has spoken at numerous banking and legal conventions, schools, conferences, seminars and other events. Scott is consulted regularly by the banking industry, regulatory agencies and legislators. Scott has also written numerous articles for prominent banking publications including many state bankers associations’ publications.


Darlia Fogarty
Director of Compliance & COO

Darlia Fogarty brings a wealth of knowledge and practical experience to our banks as well as our staff. After 12 years as a commissioned national bank examiner with the OCC, Darlia developed an expertise in compliance while administering examinations in banks of all sizes. She contributed as a member of the Retail Credit Team, with a Compliance Designation. Darlia also 10 years of experience as a compliance officer/auditor and 4 years as a compliance/audit consultant.

Darlia has spoken at a number of conventions, meetings and schools throughout the years. Her articles can be found in State Banking Association magazines, Compliance Alliance newsletters and several other publications. Darlia oversees the creation of tools and resources while also fielding questions from a wide range of regulatory and compliance issues faced by banks of all sizes. Part of the travel team at C/A, she can often be found speaking at compliance schools and conferences.


Silvia Garcia Maggio, CRCM
Deputy General Counsel

Silvia Garcia Maggio, CRCM, serves as an Deputy General Counsel for Compliance Alliance. After graduating from The University of Texas School of Law in 2011, Silvia began her career in real property and foreclosure law. Silvia worked on the OCC independent foreclosure audit and in compliance for Enterprise Risk Management at a national mortgage servicer, gaining a multitude of experience dealing with multi-state and federal banking regulations. Silvia started with Compliance Alliance in March of 2014. Silvia heads our team of attorneys who assist C/A members with a wide-range of regulatory and compliance inquiries.


Victoria E. Stephen, CRCM
Associate General Counsel 

Victoria E. Stephen serves as Associate General Counsel for Compliance Alliance. While receiving her Bachelor of Business Administration in Banking Finance from the McCombs School of Business, Victoria worked in both deposit and lending services. She continued her interest in financial services at the University of Texas School of Law by focusing on secured transactions, taxation, contracts, and corporate governance. Victoria has since worked in corporate tax law, mergers and acquisitions, and performed legal research on a range of regulatory issues. As one of our hotline advisors, Victoria helps C/A members with a variety of compliance and regulatory questions.


Jennifer Kirby 
Compliance Specialist

Jennifer has over 15 years experience in the financial services industry. She began her career with a national bank in San Antonio, Texas while receiving her Bachelor of Business Administration degree in Finance. She continued her interest in finance through law school and focused her course work on creditor and transactional issues. While in law school Jennifer worked at a commercial litigation law firm with a specific focus on creditor's rights and collection litigation matters. Since 2011, Jennifer has been part of the team of attorneys and compliance experts who develop all of C/A's wide range of products and tools for bank personnel.


Sarah Sauceda 
Associate General Counsel

Sarah serves as Associate General Counsel for Compliance Alliance. She is an Honors Program graduate who graduated summa cum laude from Lamar University in Beaumont, Texas where she received her bachelor’s degree. While at Baylor Law School, Sarah heavily studied the financial aspects of the law—focusing her attention on secured transactions and the Uniform Commercial Code. Before coming to Compliance Alliance, she worked at Frost Bank within their Credit Administration Department. 


James McGuire 
Associate General Counsel

James McGuire has worked as an attorney and legal researcher in the financial industry since 2010. After graduating from the University of Minnesota Law School in 2007, he served as Assistant General Counsel for the Texas Attorney General in the Open Records Division, and later worked as a solo practitioner in the Austin area.  Prior to joining Compliance Alliance in July of 2015, James assisted a major mortgaging servicer with the OCC’s independent foreclosure audit and was an SEC filing researcher for a major financial and legal research firm.  He has extensive first-hand experience with open records, mortgage servicing, consumer law and securities regulation.

After a temporary hiatus, James has returned to C/A in his former role as Associate General Counsel. You may see James on the hotline from time to time—he also handles documents and advertisements submitted to us for compliance review.


LaToya Wilson
Associate General Counsel

LaToya serves as Associate General Counsel for Compliance Alliance. She attended Michigan State University and earned her Bachelor of Science in Psychology. In addition, LaToya received her Masters of Art in Clinical Psychology from The Chicago School of Professional Psychology and later received her Juris Doctorate from Western Michigan University Cooley Law School and is a licensed attorney in the State of Texas. Before coming to Compliance Alliance, she worked at U.S. Trust as a Wealth Strategies Analyst. 


Chance Williams, CRCM 
Compliance Specialist

Chance Williams brings a wealth of knowledge and practical experience to our banks. Chance developed an expertise in compliance while working as a BSA and Compliance Officer in banks of all sizes during his career. He contributed as a member of Business Development Teams, Loan Committees, Audit Committees, Product Steering Committees, IT Committees and as a direct liaison with the regulatory agencies.

Chance also holds 10 years of experience as a compliance officer/auditor and 4 years as a senior compliance/audit consultant. As a Compliance Officer and Auditor, Chance has spent his career working with banks under enforcement action to strengthen bank compliance management systems. Chance holds the ICB CRCM certification; as well as ICBA certifications in BSA (CBAP), Compliance (CCBCO), and IT (CCBTO). He has worked in the banking industry for 20 years in all departments of the bank. He possesses a strong working knowledge of bank operations and compliance. In addition, Chance has become a valuable member of C/A's Membership Development team, often finding solutions to member issues based on his experience in bank compliance.


Natalie RhodesNatalie Rhodes
Membership Development

Now a valuable member of the C/A Sales and Marketing team, Natalie oversees Membership Development efforts; working directy with the SBAs and our member banks. Her strong work ethic, background in customer service, and follow-through make her perfect for this ever-changing, people-oriented industry. Natalie also oversees many aspects of the Membership campaigns and works directly with Marketing to get C/A's important content to you. Any questions, comments, or concerns regarding your membership or ways to maximize your subscription? Reach out to Natalie at info@compliancealliance.com 


Carmen JonesCarmen Jones
Reception & Member Services

Carmen is probably the first person you will talk to at C/A as she directs your call to the correct C/A team member. She also assists with managing users and accounts for member banks, watches over the chat system while spearheading the review process. 


Stevie Black
Marketing Coordinator

Stevie is C/A Marketing. He handles all of the design, production and distribution of the marketing materials for the state bankers associations and C/A's larger marketing efforts. In addition, Stevie handles the delivery of our digital content and the digital marketing strategy, as well as designing and publishing C/A Access magazine as part of the Editorial Team.

His undergrad work was in Philadelphia at PCA in Photo/Film with graduate work at SMFABoston in printmaking. Papermaking, book-building, alternative printmaking, lettering, collage, and video have all been additional pursuits. Most of his career has been in the communication arts in one capacity or another; from managing photography labs to selling offset printing and digital output; to digital marketing and search engine optimization, brand and content strategy, art direction and product marketing.