Staff

Compliance Alliance provides an expertise in regulatory and consumer compliance by hiring professionals with an extensive background in not only compliance, but financial institution operations. Our Advisors were bankers prior to joining the Compliance Alliance team so they understand your situation and take pride in assisting with the management of your compliance program.

Meet Your Compliance Alliance Team

 

Scott Daugherty
President & General Counsel

Scott Daugherty serves as the President & General Counsel for Compliance Alliance. Scott has been an integral part of its startup and growth since its inception in 2011. Prior to Compliance Alliance, he joined the legal staff of the Texas Bankers Association in 2003, serving as the primary contact for the legal and compliance hotline, while also tackling legislative issues.

Scott brings a combination of community and regional bank experience along with his legal expertise. Prior to law school, Scott enjoyed a career in banking with a broad background that includes retail and branch management and consumer and commercial lending responsibilities. He is one of the leading bank regulatory, compliance and legal experts in the nation.

Scott is a frequent and sought after speaker on bank compliance, regulatory and legal topics. He has spoken at numerous banking and legal conventions, schools, conferences, seminars and other events. Scott is consulted regularly by the banking industry, regulatory agencies and legislators. Scott has also written numerous articles for prominent banking publications including many state bankers associations’ publications.


Darlia Fogarty
Director of Compliance & COO

Darlia Fogarty brings a wealth of knowledge and practical experience to our banks as well as our staff. After 12 years as a commissioned national bank examiner with the OCC, Darlia developed an expertise in compliance while administering examinations in banks of all sizes. She contributed as a member of the Retail Credit Team, with a Compliance Designation. Darlia also holds 10 years of experience as a compliance officer/auditor and 4 years as a compliance/audit consultant.

Darlia has spoken at a number of conventions, meetings and schools throughout the years. Her articles can be found in State Banking Association magazines, Compliance Alliance newsletters and several other publications. Darlia oversees the creation of tools and resources while also fielding questions from a wide range of regulatory and compliance issues faced by banks of all sizes.


Dimitris Rousseas, Associate General CouncilDimitris Rousseas
Deputy General Counsel

Dimitris has spent his entire career working with deposit and lending departments of financial institutions on both the production and compliance side. He is a graduate of the University of Illinois Law School and has been with Compliance Alliance since September, 2012. Mr. Rousseas has fielded questions on a wide range of legal and compliance issues faced by community banks. Dimitris has written numerous articles for banking publication and presented on a variety of banking topics.

 


Silvia Garcia Maggio, CRCM
Deputy General Counsel

Silvia Garcia Maggio serves as an Deputy General Counsel for Compliance Alliance. After graduating from The University of Texas School of Law in 2011, Silvia began her career in real property and foreclosure law. Employed by a national mortgage servicer since 2012, Silvia worked on the OCC independent foreclosure audit and in compliance for Enterprise Risk Management, gaining a multitude of experience dealing with multi-state and federal banking regulations. Silvia started with Compliance Alliance in March of 2014. Silvia is part of our team of attorneys who assist CA members with a wide-range of regulatory and compliance inquiries.


Victoria E. Stephen
Associate General Counsel 

Victoria E. Stephen serves as Associate General Counsel for Compliance Alliance. While receiving her Bachelor of Business Administration in Banking Finance from the McCombs School of Business, Victoria worked in both deposit and lending services. She continued her interest in financial services at the University of Texas School of Law by focusing on secured transactions, taxation, contracts, and corporate governance. Victoria has since worked in corporate tax law, mergers and acquisitions, and performed legal research on a range of regulatory issues. As one of our hotline advisors, Victoria helps Compliance Alliance members with a variety of compliance and regulatory questions.


Jennifer Kirby 
Compliance Specialist

Jennifer has over 15 years experience in the financial services industry. She began her career with a national bank in San Antonio, Texas while receiving her Bachelor of Business Administration degree in Finance. She continued her interest in finance through law school and focused her course work on creditor and transactional issues. While in law school Jennifer worked at a commercial litigation law firm with a specific focus on creditor's rights and collection litigation matters. Since 2011, Jennifer has been part of a leading team of attorneys and compliance experts who assist all levels of bank personnel with a wide range of compliance issues.


Elizabeth K. Madlem 
Associate General Counsel

Elizabeth serves as Associate General Counsel for Compliance Alliance. She is a Summa Cum Laude, Phi Beta Kappa, Delta Epsilon Sigma graduate of Saint Michael’s College in Burlington, Vermont, where she was also an NCAA Division II champion tennis player. Elizabeth received her Juris Doctorate from Valparaiso School of Law, Indiana, and is a licensed attorney in the State of Texas. Elizabeth brings to Compliance Alliance her knowledge of contract law and bank compliance policy. As a recent addition to CA, Elizabeth looks forward to assisting members with their compliance and regulatory questions.


Sarah Sauceda 
Associate General Counsel

Sarah serves as Associate General Counsel for Compliance Alliance. She is an Honors Program graduate who graduated summa cum laude from Lamar University in Beaumont, Texas where she received her bachelor’s degree. While at Baylor Law School, Sarah heavily studied the financial aspects of the law—focusing her attention on secured transactions and the Uniform Commercial Code. Before coming to Compliance Alliance, she worked at Frost Bank within their Credit Administration Department. As an attorney with Compliance Alliance, Sarah is eager to help members with their compliance and regulatory questions.

 


Kimberly R. Graves 
Associate General Counsel

Kimberly serves as Associate General Counsel for Compliance Alliance. She is a Magna Cum Laude graduate of St. Mary’s University School of Law and holds a Bachelor of Arts in Political Science from the University of Texas at San Antonio, also with the Magna Cum Laude distinction. Kimberly brings value to our member banks through her experience during law school at both a regional and national financial institution and through over a decade of business management experience attained prior to law school. She developed a passion for banking regulation while performing extensive legal research on topics including financial institution law, commercial paper, and corporations. In her spare time, she and her husband wrangle four little boys aged 8 and under, including a set of fraternal twins.

 


Chance Williams, CRCM 
Compliance Specialist

Chance Williams brings a wealth of knowledge and practical experience to our banks. Chance developed an expertise in compliance while working as a BSA and Compliance Officer in banks of all sizes during his career. He contributed as a member of Business Development Teams, Loan Committees, Audit Committees, Product Steering Committees, IT Committees and as a direct liaison with the regulatory agencies.

Chance also holds 10 years of experience as a compliance officer/auditor and 4 years as a senior compliance/audit consultant. As a Compliance Officer and Auditor, Chance has spent his career working with banks under enforcement action to strengthen bank compliance management systems. Chance holds the ICB CRCM certification; as well as ICBA certifications in BSA (CBAP), Compliance (CCBCO), and IT (CCBTO). He has worked in the banking industry for 20 years in all departments of the bank. He possesses a strong working knowledge of bank operations and compliance.


Natalie RhodesNatalie Rhodes
Membership Development

Now a valuable member of the C/A Sales and Marketing team, Natalie oversees Membership Development efforts; working directy with the SBAs and our member banks. Her strong work ethic, background in customer service, and follow-through make her perfect for this ever-changing, people-oriented industry. Any questions, comments, or concerns regarding benefits of membership? Reach out to Natalie at info@compliancealliance.com 


Carmen JonesCarmen Jones
Reception & Member Services

Carmen directs your call to the correct C/A team member, and assists with managing users and accounts for member banks while overseeing the review process. 


Stevie Black
Marketing Coordinator

Stevie joins Compliance Alliance as the Marketing Coordinator. After graduating from Philadelphia College of Art, he spent the better part of his career in the communication arts; from managing photography labs; through pre-press and offset printing; to digital marketing and web design, brand and content strategy, art direction and product marketing.

Along with directing various marketing initiatives for C/A and the SBAs, he is the art director/designer for our new monthly magazine, C/A Access. An avid photographer and printmaker, Stevie enjoys the warm Texas winters and the clean, clear waters of the San Marcos river.