Meet Our Staff
The Compliance Alliance Team
Darlia Fogarty brings a wealth of knowledge and practical experience to our banks as well as our staff. After 12 years as a commissioned national bank examiner with the OCC, Darlia developed an expertise in compliance while administering examinations in banks of all sizes. She contributed as a member of the Retail Credit Team, with a Compliance Designation. Darlia also 10 years of experience as a compliance officer/auditor and 4 years as a compliance/audit consultant.
Darlia has spoken at a number of conventions, meetings and schools throughout the years. Her articles can be found in State Banking Association magazines, Compliance Alliance newsletters and several other publications. Darlia oversees the creation of tools and resources while also fielding questions from a wide range of regulatory and compliance issues faced by banks of all sizes. Part of the travel team at C/A, she can often be found speaking at compliance schools and conferences.
Victoria E. Stephen, CRCM, CCBCO
Deputy General Counsel and Vice President of Compliance Operations
Victoria E. Stephen, CRCM, serves as Deputy General Counsel for Compliance Alliance and Vice President of Compliance Operations. While receiving her Bachelor of Business Administration in Banking Finance from The University of Texas McCombs School of Business, Victoria worked in both deposit and lending services. She continued her interest in financial services at the University of Texas School of Law by focusing on secured transactions, taxation, contracts, and corporate governance.
Victoria has since worked in corporate tax law, mergers and acquisitions, and performed legal research on a range of regulatory issues. Since joining the Compliance Alliance team in 2015, Victoria has written many articles for a variety of publications, and spoken at a number of compliance schools and conferences. Victoria heads our team of hotline attorneys who assist members with the spectrum of regulatory compliance questions on a daily basis, and serves as Editor of Compliance Alliance's monthly Access Magazine, which you can access here. She is also one of our featured authors.
Jennifer Kirby, CRCM
Virtual Compliance Officer
Jennifer has over 15 years experience in the financial services industry. She began her career with a national bank in San Antonio, Texas while receiving her Bachelor of Business Administration degree in Finance. She continued her interest in finance through law school and focused her course work on creditor and transactional issues. While in law school Jennifer worked at a commercial litigation law firm with a specific focus on creditor's rights and collection litigation matters. Since 2011, Jennifer has been part of the team of attorneys and compliance experts who develop all of C/A's wide range of products and tools for bank personnel. Jennifer is also one of our featured authors.
Cindy Prince, CRCM
Cindy Prince, CRCM, brings over 30 years of experience in the financial industry to our group, which includes 17 years of experience as a Compliance Officer and Advisor. Previously, she served as a conduit for individuals involved in compliance at financial institutions seeking training, resources and answers to their compliance questions. Cindy has taught at several large conferences, been published in industry and association magazines, and is considered a specialist on the new HMDA rules.
In her new role as Compliance Officer here at C/A, Cindy will be working in the Education Department and will be a presenter nationwide at conferences, schools, conventions, and remotely via bi-monthly webinars. She’ll also be assisting in the creation of tools and resources, policy and document reviews, and be a featured author across C/A’s publications.
Julia A. Gutierrez
Julia A. Gutierrez brings over 16 years of financial industry experience to the Compliance Alliance team. She began her career in banking in 2000 while receiving her Bachelor of Business Administration degree in Finance from the University of Alabama. Her compliance knowledge and understanding derive from her combined experience in community banks and consulting. Julia has served as a Risk Management and BSA Officer, assisted in the development of an enterprise wide risk management and compliance program for a de novo institution, assisted in the compliance remediation efforts for an institution who was referred to the DOJ, held positions in retail and branch management, and was a Senior Compliance Advisor for a large regulatory compliance consulting firm.
In addition to her experience in the financial industry, Julia also serves as a commissioned officer in the United States Army Reserves. As a Compliance Officer, Julia will be working in the Education Department where she will be presenting compliance training nationwide. She will also assist in the research and development of new training material, product development, and document and policy reviews.
Associate General Counsel
James McGuire has worked as an attorney and legal researcher in the financial industry since 2010. After graduating from the University of Minnesota Law School in 2007, he served as Assistant General Counsel for the Texas Attorney General in the Open Records Division, and later worked as a solo practitioner in the Austin area. Prior to joining Compliance Alliance in July of 2015, James assisted a major mortgaging servicer with the OCC’s independent foreclosure audit and was an SEC filing researcher for a major financial and legal research firm. He has extensive first-hand experience with open records, mortgage servicing, consumer law and securities regulation.
After a temporary hiatus, James has returned to C/A in his former role as Associate General Counsel. You may see James on the hotline from time to time—he also handles documents and advertisements submitted to us for compliance review. James is also one of our featured authors.
John S. Berteau
Associate General Counsel
John S. Berteau serves as Associate General Counsel for Compliance Alliance. He has nearly fifteen years of combined experience in the financial services industry. At Hancock Whitney Bank, he worked in the field of environmental risk management and compliance (CERCLA/RCRA/Wetlands). At Alorica, the nation’s fastest-growing BPO, John worked in tandem with some of the largest banks in the U.S., helping to evaluate financial risks. He holds Bachelor’s and Master’s Degrees in History from the University of New Orleans, a Juris Doctorate from Loyola University New Orleans and is a licensed attorney in the State of Louisiana. As one of our hotline advisors, John helps C/A members with a wide range of regulatory and compliance questions and he is one of our featured authors.
Associate General Counsel
Daniela Clark serves as Associate General Counsel for Compliance Alliance. She holds a Bachelor’s in Business Administration with a concentration in Management from the University of Texas at Arlington, AACSB. She continued her interest in business by interning with the Entrepreneurship Clinic at Texas A&M University School of Law, from which she received her JD. Daniela has eight years of experience working in auto finance compliance for DealerSocket, AutoStar Solutions, SecureClose, and Ignite Consulting Partners. As one of our hotline advisors, Daniela helps C/A members with a wide range of regulatory and compliance questions and she is one of our featured authors.
Chris W. Bell
Associate General Counsel
Chris W. Bell serves as Associate General Counsel for Compliance Alliance. He holds a Bachelor’s degree in Political Science from the University of Memphis (Memphis. TN), a Master’s degree in Political Management from the George Washington University (Washington, D.C.), and a JD from the St. Mary’s University School of Law (San Antonio, TX). Chris began his career working for a regional bank in Tennessee, where he developed a passion for serving customers through the banking system. In law school, Chris focused his studies on the different financial aspects of the law, including the Internal Revenue Code and Uniform Commercial Code. Chris has worked in the legal department of a federal savings bank and for the Texas Department of Banking. As one of our hotline advisors, Chris helps C/A members with a wide range of regulatory and compliance questions and he is one of our featured authors.
Associate General Counsel
Michael serves as Associate General Counsel for Compliance Alliance. He holds a Bachelor's degree in Business Administration in Finance from the University of Texas McCombs School of Business. While attending Baylor Law School, he further pursued his interest in finance by taking a variety of courses that focused on transactional and business issues. After law school, Michael worked at a litigation firm with a specific focus on collection matters. He is excited to join C/A in his new role as a hotline advisor and to help our members with their regulatory and compliance questions.
Director of Membership Development
Brittney Stacey joins B/A’s Team from the fast-paced world of real estate leasing and sales here in Austin. Prior to that, she worked for a bank president for 2 years; managing everything from deposit and lending ops, to teller procedures, to board meetings, all for a small community bank.
Now at Bankers Alliance, Brittney has quickly become a valuable asset; helping to revamp our systems, while providing excellent support for our members. Her knowledge of day-to-day operations and bank compliance issues are helping the entire team craft better solutions.
Jason is a recent addition to the Membership Development team here at C/A. Jason brings a wealth of banking, business development and client management knowledge to the team. After spending over 10 years managing corporate client relationships for the likes of Gannett, AT&T, and Coca-Cola, Jason spent the past seven years managing branch locations for multiple national and regional banks. He knows firsthand the compliance issues that banks struggle with daily. His background and the desire to help will be instrumental as C/A continues to build and develop our member institutions in the future.
Director of Marketing
Stevie helps coordinate marketing for C/A and R/A, which often includes writing, designing, production and distribution of our marketing materials to 29 state bankers associations, and for B/A's larger marketing efforts. In addition, Stevie art-directs C/A Access magazine as part of the Editorial Team. Black attended Philadelphia College of Art (now UArts) in Photo/Film with graduate work at SMFABoston in printmaking. Most of his career has been in the communication arts in one capacity or another; from managing photography labs to digital marketing/SEM, and product marketing.
Jenny recently joined the Administration team at Bankers Alliance. She is an energetic and enthusiastic individual who is excited to help the team in any way that she can. Jenny attended Oregon State University where she received her Bachelor’s in Business Administration with a concentration in Marketing and Spanish. The time Jenny spent teaching and coaching has enabled her to think quickly and adapt to change, which should help keep the office running smoothly.
Leyla has joined the Administrative team at Bankers Alliance after spending a year working in television production. When not meticulously assembling travel binders or bonding with the labelmaker, she enjoys reading, musical theater, doing freelance illustration work, and spending time with her pets in the great outdoors. Leyla graduated from the Rochester Institute of Technology with her Bachelor’s in Applied Arts and Sciences. She is happy to use her years of experience in office and team management to help the team do its best.
Kathy has joined the Administrative team at Bankers Alliance after several years in the marketing and promotional arena. Kathy graduated from Lock Haven University in PA with Bachelor’s of Health Science with a Concentration in Athletic Training. She has worked at various levels of school systems and also Arena Football. She is looking forward to using her diverse skills within the Bankers Alliance.
President & General Counsel
Scott Daugherty serves as the President & General Counsel for Bankers Alliance. Through Bankers Alliance, he oversees Compliance Alliance and Review Alliance. Scott was an integral part of Compliance Alliance's startup and growth from its inception in 2011 and has been integral to the start-up of Bankers Alliance in 2018. Prior to Compliance Alliance, he joined the legal staff of the Texas Bankers Association in 2003, serving as the primary contact for the legal and compliance hotline, while also tackling legislative issues.
Scott brings a combination of community and regional bank experience along with his legal expertise. Prior to law school, Scott enjoyed a career in banking with a broad background that includes retail and branch management, and consumer and commercial lending responsibilities. He is one of the leading bank regulatory compliance and legal experts in the nation.
Scott is a frequent and sought-after speaker on bank compliance, regulatory and legal topics. He has spoken at numerous banking and legal conventions, schools, conferences, seminars and other events. Scott is consulted regularly by the banking industry, regulatory agencies and legislators. Scott has also written numerous articles for prominent banking publications, including many state bankers associations’ publications.