Compliance Alliance Staff


   

Compliance Alliance provides expertise in regulatory and consumer compliance by hiring professionals with an extensive background in not only compliance, but financial institution operations. Our advisors were bankers prior to joining the C/A team, so they understand your situations and take pride in assisting with the building and managing of your banking compliance program.

Meet Your Compliance Alliance Team

 

Scott Daugherty
President & General Counsel

Scott Daugherty serves as the President & General Counsel for Compliance Alliance. Scott has been an integral part of C/A's startup and growth since its inception in 2011. Prior to Compliance Alliance, he joined the legal staff of the Texas Bankers Association in 2003, serving as the primary contact for the legal and compliance hotline, while also tackling legislative issues.

Scott brings a combination of community and regional bank experience along with his legal expertise. Prior to law school, Scott enjoyed a career in banking with a broad background that includes retail and branch management, and consumer and commercial lending responsibilities. He is one of the leading bank regulatory, compliance, and legal experts in the nation.

Scott is a frequent and sought-after speaker on bank compliance, regulatory and legal topics. He has spoken at numerous banking and legal conventions, schools, conferences, seminars and other events. Scott is consulted regularly by the banking industry, regulatory agencies and legislators. Scott has also written numerous articles for prominent banking publications including many state bankers associations’ publications.


Darlia Fogarty
Director of Compliance & COO

Darlia Fogarty brings a wealth of knowledge and practical experience to our banks as well as our staff. After 12 years as a commissioned national bank examiner with the OCC, Darlia developed an expertise in compliance while administering examinations in banks of all sizes. She contributed as a member of the Retail Credit Team, with a Compliance Designation. Darlia also 10 years of experience as a compliance officer/auditor and 4 years as a compliance/audit consultant.

Darlia has spoken at a number of conventions, meetings and schools throughout the years. Her articles can be found in State Banking Association magazines, Compliance Alliance newsletters and several other publications. Darlia oversees the creation of tools and resources while also fielding questions from a wide range of regulatory and compliance issues faced by banks of all sizes. Part of the travel team at C/A, she can often be found speaking at compliance schools and conferences.


Silvia Garcia Maggio, CRCM
Deputy General Counsel

Silvia Garcia Maggio, CRCM, serves as an Deputy General Counsel for Compliance Alliance. After graduating from The University of Texas School of Law in 2011, Silvia began her career in real property and foreclosure law. Silvia worked on the OCC independent foreclosure audit and in compliance for Enterprise Risk Management at a national mortgage servicer, gaining a multitude of experience dealing with multi-state and federal banking regulations. Silvia started with Compliance Alliance in March of 2014. Silvia heads our team of attorneys who assist C/A members with a wide-range of regulatory and compliance inquiries.


Victoria E. Stephen, CRCM
Associate General Counsel 

Victoria E. Stephen serves as Associate General Counsel for Compliance Alliance. While receiving her Bachelor of Business Administration in Banking Finance from the McCombs School of Business, Victoria worked in both deposit and lending services. She continued her interest in financial services at the University of Texas School of Law by focusing on secured transactions, taxation, contracts, and corporate governance. Victoria has since worked in corporate tax law, mergers and acquisitions, and performed legal research on a range of regulatory issues. As one of our hotline advisors, Victoria helps C/A members with a variety of compliance and regulatory questions.


Jennifer Kirby 
Compliance Specialist

Jennifer has over 15 years experience in the financial services industry. She began her career with a national bank in San Antonio, Texas while receiving her Bachelor of Business Administration degree in Finance. She continued her interest in finance through law school and focused her course work on creditor and transactional issues. While in law school Jennifer worked at a commercial litigation law firm with a specific focus on creditor's rights and collection litigation matters. Since 2011, Jennifer has been part of the team of attorneys and compliance experts who develop all of C/A's wide range of products and tools for bank personnel.


Sarah Sauceda 
Associate General Counsel

Sarah serves as Associate General Counsel for Compliance Alliance. She is an Honors Program graduate who graduated summa cum laude from Lamar University in Beaumont, Texas where she received her bachelor’s degree. While at Baylor Law School, Sarah heavily studied the financial aspects of the law—focusing her attention on secured transactions and the Uniform Commercial Code. Before coming to Compliance Alliance, she worked at Frost Bank within their Credit Administration Department. 


James McGuire 
Associate General Counsel

James McGuire has worked as an attorney and legal researcher in the financial industry since 2010. After graduating from the University of Minnesota Law School in 2007, he served as Assistant General Counsel for the Texas Attorney General in the Open Records Division, and later worked as a solo practitioner in the Austin area.  Prior to joining Compliance Alliance in July of 2015, James assisted a major mortgaging servicer with the OCC’s independent foreclosure audit and was an SEC filing researcher for a major financial and legal research firm.  He has extensive first-hand experience with open records, mortgage servicing, consumer law and securities regulation.

After a temporary hiatus, James has returned to C/A in his former role as Associate General Counsel. You may see James on the hotline from time to time—he also handles documents and advertisements submitted to us for compliance review.


John Berteau

John Berteau 
Associate General Counsel

John S. Berteau serves as Associate General Counsel for Compliance Alliance.  He has nearly fifteen years of combined experience in the financial services industry.  At Hancock Whitney Bank, he worked in the field of environmental risk management and compliance (CERCLA/RCRA/Wetlands).  At Alorica, the nation’s fastest-growing BPO, John worked in tandem with some of the largest banks in the U.S., helping to evaluate financial risks.  He holds Bachelor’s and Master’s Degrees in History from the University of New Orleans, a Juris Doctorate from Loyola University New Orleans and is a licensed attorney in the State of Louisiana.


Zack Smith 
Associate General Counsel

Zack serves as Associate General Counsel for Compliance Alliance. He graduated from the University of Texas at Austin where he received his Bachelor’s in Business Administration in finance. During his college summers, he worked at a community bank where he was exposed to the different operations of a bank. At Baylor Law School, he focused his studies on the different financial aspects of the law, including the Internal Revenue Code and Uniform Commercial Code. Prior to joining Compliance Alliance, Zack worked at a boutique law firm that specialized in tax controversy matters. He is a licensed attorney to practice in the State of Texas.


Daniela Clark 
Associate General Counsel

Daniela Clarke serves as Associate General Counsel for Compliance Alliance. She holds a Bachelor’s in Business Administration with a concentration in Management from the University of Texas at Arlington, AACSB. She continued her interest in business by interning with the Entrepreneurship Clinic at Texas A&M University School of Law, from which she received her JD. Daniela has eight years of experience working in auto finance compliance for DealerSocket, AutoStar Solutions, SecureClose, and Ignite Consulting Partners. As one of our hotline advisors, Daniela helps C/A members with a wide range of regulatory and compliance questions.


Chance Williams, CRCM
Regulatory Compliance Specialist

Chance Williams brings a wealth of knowledge and practical experience to our banks. Chance developed an expertise in compliance while working as a BSA and Compliance Officer in banks of all sizes during his career. He contributed as a member of Business Development Teams, Loan Committee, Audit Committee, Product Steering Committee, IT Committee and as a direct liaison with the regulatory agencies. Chance also holds 10 years of experience as a compliance officer/auditor and 4 years as a senior compliance/audit consultant. As a Compliance Office and Auditor Chance has spent his career working with Banks under enforcement action to strengthen bank Compliance Management Systems. Chance holds the ICB CRCM certification; as well as ICBA certifications in BSA (CBAP), Compliance (CCBCO), and IT (CCBTO). He's worked in the banking industry for 20 years in all departments of the bank and he possesses a strong working knowledge of bank operations and compliance.


Chance Williams

Natalie Rhodes 
Membership Development

Natalie has been with Compliance Alliance two years and now heads our Membership Development. She wears a lot of hats around here – from keeping our travel schedule locked down, to supporting our SBAs, to setting up live demos and tours – she does it all! She also works with the C/A Marketing Team to keep things running smoothly with our website and helps new members navigate the startup process. 


Stevie Black

Stevie Black 
Marketing Coordinator

Stevie is C/A Marketing. He handles the design, production and distribution of marketing materials to 30 state bankers associations, and for C/A's larger marketing efforts. In addition, Stevie handles the delivery of our digital content, the digital marketing strategy, and website upkeep, as well as designing and publishing C/A Access magazine as part of the Editorial Team. He manages the troubleshooting ticket system and is our problem-solver on member accounts as well.

Black attended Philadelphia College of Art (now UArts) in Photo/Film with graduate work at SMFABoston in printmaking. Most of his career has been in the communication arts in one capacity or another; from managing photography labs to digital marketing/SEM and product marketing. Currently, he is exploring collage in his personal work.