Consumer Lending Compliance Tools

Our consumer lending products are a suite of reliable resources to assist in managing your consumer lending program. Our comprehensive consumer lending resources include policies, procedures, checklists, risk assessments, worksheets, training tools and much more. Access information containing the requirements of the financial institutions portfolio of loans for personal purposes, such as purchase or refinance of consumer goods (auto) or even those unsecured loans, through our individual resources as well as our lending toolkits.

Last Updated Tool Name
11/16/2017 2017 TILA-RESPA Integrated Disclosures (TRID) Rule Summary
01/01/2015 Acknowledgement of Financial Statements Form
11/02/2017 Amendments to ECOA Ethnicity and Race Information Collection Summary
03/13/2017 Anti-Steering Loan Options Disclosure
01/29/2016 Appendix B: Option to Escrow Form
06/24/2016 Arbitration Agreements Summary
01/01/2015 Bank Reference Request Letter and Form
08/09/2017 CFPB Closing Disclosure Addendum
06/01/2018 Characteristics of a Loan Request Matrix
01/01/2015 Closed-End Overstated APR Flowchart
01/01/2015 Closed-End Overstated Finance Charges Flowchart
01/01/2015 Closed-End Understated APR Flowchart
01/01/2015 Closed-End Understated Finance Charges Flowchart
01/01/2015 Consumer Lending Compliance Risk Assessment
01/01/2015 Consumer Loan Override Request Form
08/02/2018 Consumer Loan Policy
01/01/2015 Consumer Loan Pricing Model Worksheet
07/18/2017 Consumer Loan Underwriting Guide
01/01/2015 Consumer Loans Cosigner Procedures
08/15/2017 Consumer Notice of Right to Cure Default
09/14/2018 Consumer Real Estate Lending Policy
01/01/2015 Consumer Report Authorization Form
03/13/2015 Covered Borrower Identification Statement for Persons in Military Service
03/14/2018 Credit Card Policy
01/01/2015 Customer Notification for Suspected Identity Theft

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