| 01/01/2024 |
Bank Regulation Thresholds Cheat Sheet |
| 01/01/2024 |
Ability to Repay and Qualified Mortgage Audit Worksheet |
| 01/01/2024 |
Ability to Repay and Qualified Mortgage Policy |
| 01/01/2024 |
ATR/QM Balloon Payment Exception Policy |
| 01/01/2024 |
ATR/QM Matrix |
| 01/01/2024 |
Balloon Qualified Mortgage (QM) Checklist Small Creditor |
| 01/01/2024 |
HPML HPCT Higher Cost Mortgage Comparison |
| 01/01/2024 |
Qualified Mortgage (QM) Checklist for Small Creditors |
| 01/01/2024 |
QM Small Creditor Exception Policy |
| 10/10/2023 |
Summary of Proposed Rule to amend Regulation Z to include PACE financing |
| 01/27/2023 |
Qualified Mortgage (QM) Flowchart for Small Creditors |
| 01/27/2023 |
Ability-to-Repay and Qualified Mortgage Training |
| 01/01/2023 |
Characteristics of a Loan Request Matrix |
| 01/01/2023 |
ATR/QM Comparison Chart |
| 01/01/2023 |
Qualified Mortgages and Appendix Q Training |
| 09/29/2022 |
ATR/QM Balloon Temporary Small Lender Exception Policy |
| 08/22/2022 |
Balloon Qualified Mortgage Checklist Small Creditor |
| 07/06/2021 |
General Qualified Mortgage Checklist |
| 01/22/2021 |
Ability to Repay and Qualified Mortgage Rule Summary |
| 01/05/2021 |
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition |
| 12/18/2020 |
Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition |
| 09/14/2020 |
Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition |
| 06/30/2020 |
Fees and Charges Matrix |
| 11/07/2019 |
Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor |
| 01/01/2018 |
FFIEC Rate Spread Calculator (Link) |