ATR QM

Last Updated Tool Name
01/01/2015 Ability to Repay (ATR) Total Monthly Debt Calculator
01/08/2019 Ability to Repay and Qualified Mortgage Audit Worksheet
01/08/2019 Ability to Repay and Qualified Mortgage Policy
01/01/2015 Ability to Repay and Qualified Mortgage Rule Summary
01/01/2015 Ability to Repay Checklist
01/01/2015 Appendix Q Checklist
01/08/2019 ATR/QM Balloon Payment Exception Policy
01/01/2015 ATR/QM Balloon Temporary Small Lender Exception Policy
01/01/2015 ATR/QM Comparison Chart
01/14/2019 ATR/QM Matrix
01/09/2019 Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor
01/09/2019 Balloon Qualified Mortgage (QM) Checklist Small Creditor
06/01/2018 Characteristics of a Loan Request Matrix
01/01/2015 Fees and Charges Matrix
01/01/2015 FFIEC Rate Spread Calculator (Link)
01/09/2019 General Qualified Mortgage Checklist
01/01/2015 HOEPA Weekly Rates (Link)
01/10/2019 HPML HPCT Higher Cost Mortgage Comparison
05/11/2015 Mortgage Origination Audit Worksheet
01/07/2019 Points and Fees Calculator - Updated for 2019 Thresholds
01/01/2015 QM and Appendix Q Webinar PowerPoint
01/10/2019 QM Small Creditor Exception Policy
01/01/2015 Qualified Mortgage (QM) Calculator for General and Small Creditors
01/14/2019 Qualified Mortgage (QM) Checklist for Small Creditors
01/14/2019 Qualified Mortgage (QM) Flowchart for Small Creditors

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