Amendments to ECOA Ethnicity and Race Information Collection Summary

Updated 11/02/2017

This tool summarizes the Final Rule (effective January 1, 2018) amending Regulation B’s ethnicity and race information collection. The Final Rule affects creditors making mortgage loans subject to § 1002.13, HMDA reporters, and creditors who use the model forms from Appendix B to Reg. B for mortgage loans. The purpose of the rule is to facilitate compliance with HMDA and to help creditors transition to the 2016 URLA. Model Reg. B forms are changing.

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