Amendments to the 2013 Mortgage Servicing Rule Summary

Updated 10/14/2016

A summary of the CFPB’s August 4th, 2016 change to the Mortgage Servicing Rules under RESPA and TILA, which substantively altered and/or added to the portions of the regulation regarding delinquency, requests for information, successors-in-interest, force-placed insurance, early borrower intervention, loss mitigation, prompt payment crediting, and periodic statements, and also changed the definitions of the terms “small servicer,” “successor-in-interest” and “delinquency.”

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