2018 HMDA Flowchart

Updated 09/14/2017

This flowchart can be used to determine whether the Bank is a covered reporter, to what extent they are a HMDA reporter, and whether the loan is covered under HMDA. This flowchart will assist in determining to what extent HMDA applies. Updated the threshold for collecting and reporting data with respect to open-end lines of credit, which was temporarily increased from 100 to 500 for the 2018 and 2019 calendar years.

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