2018 HMDA Flowchart

Updated 07/15/2019

This flowchart can be used to determine whether the Bank is a covered reporter, to what extent they are a HMDA reporter, and whether the loan is covered under HMDA. This flowchart will assist in determining to what extent HMDA applies. Updated to reflect partial exemption under the Economic Growth, Regulatory Relief, and Consumer Protection Act.Updated asset size threshold to $46 million.

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