Part 1004 - Reg D - Alternative Mortgage Transaction Parity

Fulfill Your Regulation D Requirements

Regulation D (CFPB) promulgates the rules for the Alternative Mortgage Transaction Parity Act. The regulation applies to all “alternative mortgage transactions” (generally means adjustable rate mortgages) for which the application was received on or after July 22, 2011. The purpose of the act is to create a balance between access to responsible credit and enhancing parity between State and federal housing creditors.

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Associated Regulators