Part 345 - Community Reinvestment

Fulfill Your FDIC Requirements

Part 345 applies to all state nonmember banks. The Community reinvestment act requires each financial institution to help meet the credit needs of local communities that meet the safety and soundness requirements of the facility. The act requires that banks meet the credit needs of the entire community, including low-and moderate-income neighborhoods through loans, investments and community service.

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Regulatory Guidance