Regulatory Guidance

Links for Federal Regulatory Agencies

Quick regulatory guidance to support your bank's compliance mission – That's what C/A's developed at every level. Below, 37 key federal contact points that drive your bank compliance research time down and raise your organization's maturity when it comes to your bank-wide compliance programs.

Visit the federal regulatory guidance links below to quickly find bulletins, manuals, alerts, tools, and documents of all kinds. For each of these subheadings below, the first link shuttles you directly to an onsite search results page for "Guidance" – the other links are to fixed pages that are updated by the regulatory agency themselves.

Consumer Financial Protection Bureau

CFPB Regulatory Guidance Portal

CFPB Privacy Principles, SCORNs and PIAs
CFPB Guidance Documents
CFPB TILA-RESPA Integrated Disclosure Rule Small Entity Compliance Guide
Ability-to-Repay and Qualified Mortgage Rule Small Entity Compliance Guide
CFPB 2013 Home Ownership and Equity Protection Act (HOEPA) Rule Small Entity Compliance Guide
2013 Loan Originator Rule Small Entity Compliance Guide
TILA Higher-Priced Mortgage Loans (HPML) Appraisal Rule Small Entity Compliance Guide
TILA Higher-Priced Mortgage Loans (HPML) Escrow Rule Small Entity Compliance Guide
Equal Credit Opportunity Act (ECOA) Valuations Rule Small Entity Compliance Guide
2013 RESPA and TILA Mortgage Servicing Final Rules Small Entity Compliance Guide
CFPB Bulletin 2014-02
CFPB Bulletin 2013-09
CFPB HMDA Exam Manual
CFPB Home Mortgage Disclosure Act Rule Implementation
General Comparison of Ability-to-Repay Requirements with Qualified Mortgages

Federal Deposit Insurance Corporation

FDIC Regulatory Guidance Portal

FDIC Financial Institution Letters
FDIC Enforcement Actions
FDIC Truth-in-Lending Act Compliance Manual
FDIC Compliance Manual
FDIC HMDA Compliance Manual
FDIC June 16, 2011 HMDA Validation Teleconference – Questions and Answers
FDIC FAQ – Brokered Deposits
FDIC FAQ - High Volatility Commercial Real Estate (HVCRE) Exposures

Federal Emergency Management Agency

FEMA Regulatory Guidance Portal

Federal Financial Institutions Examinations Council

FFEIC Regulatory Guidance

Federal Reserve Bank

FRB Regulatory Guidance Portal

Federal Trade Commission

FTC Regulatory Guidance Portal

Housing and Urban Development

HUD Regulatory Guidance Portal


Internal Revenue Service

IRS Regulatory Guidance Portal

Office of the Controller of the Currency

OCC Regulatory Guidance Portal

OCC 2017 Alerts

OCC 2017 Bulletin

Securities and Exchange Commission 

SEC Regulatory Guidance Portal

U.S. Department of the Treasury 

FinCEN Enforcement Actions

Treasury/OFAC Enforcement Actions

 

Federal Regulators

Each banking regulator page contains a description of the regulator, major regulations and links to regulatory guidance.

More about Federal Regulators

State Agencies

Each state specific agency page provides links to important state banking laws and regulations and state bankers associations.

More about State Agencies