Effective Date: Revision of Small and Intermediate Small Bank Asset Thresholds
On January 18, 2017, the Office of the Comptroller of the Currency (OCC) published in the Federal Register revisions to its Community Reinvestment Act (CRA) regulations that became effective January 18, 2017. The revisions adjust the asset-size threshold amounts used to define “small bank,” “small savings association,” “intermediate small bank,” and “intermediate small savings association.” The rulemaking adjusts the threshold amounts based on the annual percentage change in a measure of the consumer price index. Read more here.
- January 18, 2017
- Time: All Day
Other events in Effective Date
- 07/01/2015: OCC Licensing Integration Final Rule
- 07/18/2015: Loans Secured in Whole or in Part by Manufactured Homes No Longer Exempt from HMPL Appraisal Rules
- 07/23/2015: Changes to Part II of the Federal Reserve Policy on Payment System Risk (PSR policy)
- 07/23/2015: Regulation D: Reserve Requirements for Depository Institutions
- 08/10/2015: Minimum Requirements for Appraisal Management Companies
- 09/11/2015: VA: Loan Guaranty- Adjustable Rate Mortgage Notification Requirements and Look-Back Period
- 09/18/2015: NACHA: Network Risk and Enforcement Topics
- 09/18/2015: NACHA: ACH Operator Edit for Returns
- 10/01/2015: Regulatory Capital Rules, Final Rule
- 10/01/2015: Final Rule: Flood Insurance
- 10/03/2015: CFPB: TILA-RESPA Integrated Disclosures
- 12/04/2015: Effective Date: Fixing America’s Surface Transportation Act (FAST Act)
- 01/01/2016: Loans in Areas Having Special Flood Hazards
- 01/01/2016: Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending Act
- 01/01/2016: Final Rule: Emergency lending under Section 13(3) of the Federal Reserve Act
- 02/19/2016: Effective Date: Members of Federal Home Loan Banks
- 03/21/2016: Effective Date: Repeal of Regulation AA
- 03/31/2016: Final Rule: Operations in Rural Areas under the Truth in Lending Act
- 04/01/2016: Effective Date: Margin and Capital Requirements for Covered Swap Entities Agencies
- 06/07/2016: Effective Date: Definition of the Term “Fiduciary”; Conflict of Interest Rule
- 07/01/2016: Effective Date: Small Bank Pricing
- 07/01/2016: Effective Date: Program Integrity and Improvement
- 07/01/2016: Effective Date: Registration of Securities Transfer Agents
- 07/01/2016: Effective Date: Treatment of U.S. Municipal Securities as High-Quality Liquid Assets
- 07/11/2016: Effective Date: Customer Due Diligence Requirements
- 08/01/2016: Effective Date: Interim Final Rule Adjusting Civil Money Penalties for Inflation
- 08/01/2016: Comment Period and Effective Date: FinCEN Civil Monetary Penalty Adjustment
- 08/01/2016: Effective Date: FRB Rules of Practice for Hearings
- 08/01/2016: Effective Date: FDIC Rules of Practice and Procedure
- 08/10/2016: Effective Date: Minimum Requirements for Appraisal Management Companies
- 09/23/2016: Effective Date: NACHA Same-Day ACH (Phase 1)
- 12/09/2016: Effective Date: Special Measure Against North Korea
- 01/01/2017: Effective Date: HMDA Final Rule (first)
- 01/01/2017: Effective Date: Reg. Z Annual Threshold Adjustments
- 01/27/2017: Effective Date: Adjusting Civil Money Penalties for Inflation
- 03/31/2017: Proposed Effective Date: Proposed New Consolidated Reports of Condition and Income
- 03/31/2017: Effective Date: Uniform Interagency Consumer Compliance Rating System
- 04/01/2017: Effective Date: Recordkeeping for Timely Deposit Insurance Determination
- 04/01/2017: Effective Date: Liquidity Coverage Ratio Public Disclosure Requirements
- 04/01/2017: Effective Date: Industrial and Commercial Metals
- 07/01/2017: Effective Date: Credit Reporting of Civil Judgments and Tax Liens
- 08/01/2017: Applicability Date: CTR Updated on BSA E-Filing System
- 09/05/2017: Effective Date: Shortening the Settlement Cycle
- 09/15/2017: Effective Date: NACHA Same-Day ACH (Phase 2)
- 09/29/2017: Effective Date: NACHA Third-Party Sender Registration
- 09/29/2017: Effective Date: Technical Corrections to Customer Due Diligence Requirements
- 10/10/2017: Effective Date: Final Amendments to TRID
- 10/19/2017: Effective Date: Amendments to the 2013 Mortgage Rules Under RESPA/TILA
- 01/01/2018: Effective Date: HMDA Final Rule (second)
- 01/01/2018: Effective Date: Amendments to ECOA/Regulation B Ethnicity and Race Information
- 01/01/2018: Effective Date: Amendments to CRA
- 01/01/2018: Final Rule: CRA Amendments
- 01/16/2018: Effective Date: Payday, Vehicle Title, and Certain High-Cost Installment Loans
- 03/16/2018: Effective Date: NACHA Same-Day ACH (Phase 3)
- 04/09/2018: Effective Date: Real Estate Appraisals
- 04/19/2018: Effective Date: Amendments to the 2013 Mortgage Rules Under RESPA/TILA
- 04/19/2018: Effective Date: Amendments to the 2013 Mortgage Rules Under RESPA/TILA
- 06/01/2018: SAR Update and Revision
- 06/30/2018: Effective Date: Revisions to Call Report
- 07/01/2018: Effective Date: Final Amendments to Regulation CC
- 08/30/2018: Effective Date: Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
- 09/05/2018: Transition to Two-Business-Day Standard Securities Settlement Cycle
- 09/07/2018: Final Rule: 2018 HMDA Final Rule on Partial Exemptions to the EGRRCPA
- 09/17/2018: Final Rule: Amendment to Regulation P
- 09/21/2018: Effective Date: Regulation V Summaries of Rights Under FCRA
- 10/01/2018: Effective Date: Securities Transaction Settlement Cycle
- 01/01/2019: Effective Date: HMDA Final Rule (third)
- 01/01/2019: Effective Date: Truth in Lending (Regulation Z) Annual Threshold Adjustments
- 01/01/2019: Effective Date: Reg. CC Availability of Funds and Collection of Checks
- 01/01/2019: Effective Date: Final Amendments to Regulation J
- 01/01/2019: Effective Date: Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
- 01/01/2019: [Cloned] Effective Date: Consumer Leasing (Regulation M)
- 01/28/2019: Effective Date: Expanded Examination Cycle
- 04/01/2019: Effective Date: Prepaid Accounts under EFTA/TILA
- 04/01/2019: Effective Date: Implementation and Transition of the Current Expected Credit Losses Methodology
- 04/17/2019: Effective Date: Disclosure of Financial and Other Information by FDIC-Insured State Nonmember Banks
- 05/24/2019: Effective Date: EGRRCPA, SEC. 302. PROTECTING VETERANS’ CREDIT
- 07/01/2019: Effective Date: Private Flood Insurance Final Rule
- 07/01/2019: Effective Date: Final rule to implement a new section of the Home Owners’ Loan Act
- 07/05/2019: Effective Date: Liquidity Coverage Ratio Rule
- 07/22/2019: Effective Date: Reduced Reporting for Covered Depository Institutions
- 07/22/2019: Effective Date: Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships With, Hedge Funds and Private Equity Funds
- 08/21/2019: Effective Date: Joint Ownership Deposit Accounts
- 09/03/2019: Effective Date: Availability of Funds and Collection of Checks (Regulation CC)
- 09/20/2019: Effective Date: NACHA Faster Funds Availability Rule
- 10/01/2019: Effective Date: Regulatory Capital Simplification Final Rule
- 10/15/2019: Effective Date: FHFA Issues Final Rule Regarding Credit Score Models
- 11/24/2019: Effective Date: EGRRCPA, SEC. 106. ELIMINATING BARRIERS TO JOBS FOR LOAN ORIGINATORS
- 11/24/2019: Effective Date: Amendments to the Stress Testing Rule for National Banks and Federal Savings Associations
- 12/15/2019: Effective Date: New Accounting Standard on Financial Instruments - Credit Losses
- 01/01/2020: Effective Date: HMDA Final Rule (fourth)
- 01/01/2020: Effective Date: CFPB Issues Final Rule Adjusting the Annual Thresholds under Reg Z for 2020
- 01/01/2020: Effective Date: Department of Labor Final Rule to Update Overtime Compensation Regulations
- 03/20/2020: Effective Date: NACHA Increase in the Per-Transaction Dollar Limit
- 04/01/2020: Effective Date: Regulatory Capital Simplification Final Rule (April 1, 2020)
- 07/01/2020: Effective Date: Availability of Funds and Collection of Checks (Regulation CC) (July 1)
- 12/15/2020: Effective Date: New Accounting Standard on Financial Instruments - Credit Losses
- 03/19/2021: Effective Date: NACHA New Same Day ACH Processing Window with Expanded Hours
- 01/01/2022: Effective Date: Amendments to ECOA/Regulation B Ethnicity and Race Information