Events

  • Live Membership Demo

    October 18, 2018

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member…

  • Live Membership Demo

    October 23, 2018

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member…

  • Live Membership Demo

    October 25, 2018

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member…

  • Comment Period: FDIC Seeks Comment on the Treatment of Reciprocal Deposits

    October 26, 2018

    The FDIC seeks comment on a notice of proposed rulemaking to conform its current regulations that implement brokered deposits and interest rate restrictions with recent changes to section 29 of the Federal Deposit Insurance Act made by section 202 of the Economic Growth, Regulatory Relief, and…

  • Comment Period: Small Bank Holding Company and Savings and Loan Holding Company Policy Statement

    October 29, 2018

    The Board invites comment on an interim final rule that raises the asset size threshold for determining applicability of the Board's Small Bank Holding Company and Savings and Loan Holding Company Policy Statement (Regulation Y, appendix C) (Policy Statement) to $3 billion from $1 billion of…

  • Live Membership Demo

    October 30, 2018

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member…

  • Live Membership Demo

    November 1, 2018

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member…

  • Comment Period: Revised Guidelines Relating to Recovery Planning Standards

    November 5, 2018

    The Office of the Comptroller of the Currency (OCC) is proposing to amend its enforceable guidelines relating to recovery planning standards (guidelines) for insured national banks, insured federal savings associations, and insured federal branches (banks) in order to limit the application of the…

  • Comment Period: Reforming CRA Framework ANPR

    November 19, 2018

    The OCC invites comments on this on this advance notice of proposed rulemaking (ANPR) to solicit ideas for building a new framework to transform or modernize the Community Reinvestment Act (CRA) regulations. Read more here. 

  • Comment Period: Regulation V Summaries of Rights Under FCRA

    November 19, 2018

    The Bureau of Consumer Financial Protection (Bureau) is issuing an interim final rule to update the Bureau's model forms for the Summary of Consumer Identity Theft Rights and the Summary of Consumer Rights to incorporate a notice of rights required by a new provision of the Fair Credit Reporting…

  • Comment Period: Covered Savings Associations Proposed Rule

    November 19, 2018

    On September 18, 2018, the Office of the Comptroller of the Currency (OCC) issued a proposed rule to allow federal savings associations with total consolidated assets of $20 billion or less as of December 31, 2017, to elect national bank powers and operate as covered savings associations. The…

  • Comment Period: Repeal of FRB S.A.F.E. Act Regulations

    November 26, 2018

    The Board of Governors of the Federal Reserve System (Board) is proposing to repeal its regulations that incorporated the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) transferred…

  • Comment Period: Amend Definition of HVCRE

    November 27, 2018

    The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) are proposing to amend the regulatory capital rule to revise the definition of “high volatility commercial real estate…

  • Effective Date: HMDA Final Rule (third)

    January 1, 2019

    This rule was generally effective on January 1, 2018, except that the amendment to Sec. 1003.2 in amendatory instruction 3 is effective on January 1, 2017; the amendments to Sec. 1003.5 in amendatory instruction 8, the amendments to Sec. 1003.6 in amendatory instruction 10, the amendments to…

  • Effective Date: Truth in Lending (Regulation Z) Annual Threshold Adjustments

    January 1, 2019

    Adjusts the thresholds for the CARD Act, HOEPA, and ATR/QM. Read more here. 

  • Effective Date: Reg. CC Availability of Funds and Collection of Checks

    January 1, 2019

    The Board is publishing a final rule that amends Subpart C of Regulation CC to address situations where there is a dispute as to whether a check has been altered or was issued with an unauthorized signature, and the original paper check is not available for inspection. This rule adopts a presumption…

  • Effective Date: Prepaid Accounts under EFTA/TILA

    April 1, 2019

    While the original rule was effective on October 1, 2017, it was extended first (on April 20, 2017) by six months to April 1, 2018, and then extended again (on January 25, 2018) by a year to April 1, 2019. Read more here and here. 

  • Effective Date: NACHA Faster Funds Availability Rule

    September 20, 2019

    Sept. 17, 2018 – NACHA’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an…

  • Effective Date: New Accounting Standard on Financial Instruments - Credit Losses

    December 15, 2019

    Effective date for public business entities (PBE) that are U.S. Securities and Exchange Commission (SEC) filers5 (SEC filers): Fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Read more here. 

  • Effective Date: HMDA Final Rule (fourth)

    January 1, 2020

    This rule was generally effective on January 1, 2018, except that the amendment to Sec. 1003.2 in amendatory instruction 3 is effective on January 1, 2017; the amendments to Sec. 1003.5 in amendatory instruction 8, the amendments to Sec. 1003.6 in amendatory instruction 10, the amendments to…

  • Effective Date: NACHA Increase in the Per-Transaction Dollar Limit

    March 20, 2020

    Sept. 17, 2018 – NACHA’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an…

  • Effective Date: NACHA New Same Day ACH Processing Window with Expanded Hours

    September 18, 2020

    Sept. 17, 2018 – NACHA’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an…

  • Effective Date: New Accounting Standard on Financial Instruments - Credit Losses

    December 15, 2020

    • Other PBEs (non-SEC filers6 ): Fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. • Non-PBEs (private companies): Fiscal years beginning after December 15, 2020, including interim periods beginning after December 15, 2021. Read more…

  • Effective Date: Amendments to ECOA/Regulation B Ethnicity and Race Information

    January 1, 2022

    The rule was generally effective on January 1, 2018, except that the amendment to Appendix B removing the existing “Uniform Residential Loan Application” form in amendatory instruction 6 is effective January 1, 2022. Read more here.