Events

  • Live Membership Demo 03-26-2019

    March 26, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 03-28-2019

    March 28, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Effective Date: Prepaid Accounts under EFTA/TILA

    April 1, 2019

    While the original rule was effective on October 1, 2017, it was extended first (on April 20, 2017) by six months to April 1, 2018, and then extended again (on January 25, 2018) by a year to April 1, 2019. Read more here and here

  • Live Membership Demo 04-02-2019

    April 2, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 04-04-2019

    April 4, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 04-16-2019

    April 16, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 04-18-2019

    April 18, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 04-23-2019

    April 23, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 04-25-2019

    April 25, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Live Membership Demo 04-30-2019

    April 30, 2019

    Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks.

    Register here

    *We have been experiencing some technical difficulties with WebEx. If you have difficulty registering for a demo, please contact us at (888) 353-3933 and we are happy to register you. Thank you.

  • Comment Period: Payday, Vehicle Title & Certain High-Cost Installment Loans Proposed Rescinding

    May 15, 2019

    The Bureau of Consumer Financial Protection (Bureau) is proposing to rescind certain provisions of the regulation promulgated by the Bureau in November 2017 governing Payday, Vehicle Title, and Certain High-Cost Installment Loans (2017 Final Rule or Rule). The provisions of the Rule which the Bureau proposes to rescind provide that it is an unfair and abusive practice for a lender to make a covered short-term or longer-term balloon-payment loan, including payday and vehicle title loans, without reasonably determining that consumers have the ability to repay those loans according to their terms; prescribe mandatory underwriting requirements for making the ability-to-repay determination; exempt certain loans from the mandatory underwriting requirements; and establish related definitions, reporting, and recordkeeping requirements. This proposal is related to another proposal, published separately in this issue of the Federal Register, seeking comment on whether the Bureau should delay the August 19, 2019 compliance date for these portions of the 2017 Final Rule. Read more here: https://www.federalregister.gov/documents/2019/02/14/2019-01906/payday-vehicle-title-and-certain-high-cost-installment-loans

  • Effective Date: EGRRCPA, SEC. 302. PROTECTING VETERANS’ CREDIT

    May 24, 2019

    “(e) Effective Date.—The amendments made by this section shall take effect on the date that is 1 year after the date of enactment of this Act.” Read more here

  • Current Mandatory Compliance Date: Payday, Vehicle Title, and Certain High-Cost Installment Loans

    August 19, 2019

    Effective Date: This regulation is effective January 16, 2018. Compliance Date: Sections 1041.2 through 1041.10, 1041.12, and 1041.13 have a compliance date of August 19, 2019. Read more here. Note, however, that on February 16, 2018, the CFBP stated that the “Bureau intends to engage in a rulemaking process so that the Bureau may reconsider the Payday Rule.” 

  • Effective Date: NACHA Faster Funds Availability Rule

    September 20, 2019

    Sept. 17, 2018 – NACHA’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day. The second increases the Same Day ACH per-transaction dollar limit to $100,000. The third increases the speed of funds availability for certain Same Day ACH and next-day ACH credits. Read more here

  • Effective Date: EGRRCPA, SEC. 106. ELIMINATING BARRIERS TO JOBS FOR LOAN ORIGINATORS

    November 24, 2019

    “(d) Effective Date.—This section and the amendments made by this section shall take effect on the date that is 18 months after the date of enactment of this Act.” Read more here

  • Effective Date: New Accounting Standard on Financial Instruments - Credit Losses

    December 15, 2019

    Effective date for public business entities (PBE) that are U.S. Securities and Exchange Commission (SEC) filers5 (SEC filers): Fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Read more here

  • Effective Date: HMDA Final Rule (fourth)

    January 1, 2020

    This rule was generally effective on January 1, 2018, except that the amendment to Sec. 1003.2 in amendatory instruction 3 is effective on January 1, 2017; the amendments to Sec. 1003.5 in amendatory instruction 8, the amendments to Sec. 1003.6 in amendatory instruction 10, the amendments to appendix A to part 1003 in amendatory instruction 12, and the amendments to supplement I to part 1003 in amendatory instruction 16 are effective on January 1, 2019; and the amendments to Sec. 1003.5 in amendatory instruction 9 are effective on January 1, 2020. See part VI for more information here. Also see here for the CFPB's Key Dates Timeline. 

  • Effective Date: NACHA Increase in the Per-Transaction Dollar Limit

    March 20, 2020

    Sept. 17, 2018 – NACHA’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day. The second increases the Same Day ACH per-transaction dollar limit to $100,000. The third increases the speed of funds availability for certain Same Day ACH and next-day ACH credits. Read more here

  • Effective Date: NACHA New Same Day ACH Processing Window with Expanded Hours

    September 18, 2020

    Sept. 17, 2018 – NACHA’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day. The second increases the Same Day ACH per-transaction dollar limit to $100,000. The third increases the speed of funds availability for certain Same Day ACH and next-day ACH credits. Read more here

  • Effective Date: New Accounting Standard on Financial Instruments - Credit Losses

    December 15, 2020

    • Other PBEs (non-SEC filers6 ): Fiscal years beginning after December 15, 2020, including interim periods within those fiscal years.

    • Non-PBEs (private companies): Fiscal years beginning after December 15, 2020, including interim periods beginning after December 15, 2021.

    Read more here

  • Effective Date: Amendments to ECOA/Regulation B Ethnicity and Race Information

    January 1, 2022

    The rule was generally effective on January 1, 2018, except that the amendment to Appendix B removing the existing “Uniform Residential Loan Application” form in amendatory instruction 6 is effective January 1, 2022. Read more here