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Nacha: New Funds Availability Requirements Take Effect Sept. 18
September 1, 2026 / Source: Nacha
Beginning Sept. 18, 2026, a change to the Nacha Operating Rules (Nacha Rules) will accelerate funds availability for some non-Same Day ACH credit Entries (i.e., next day and 2-day credits). The change eliminates the condition that a credit be received by 5 p.m. on the prior day in order for the 9 a.m. funds availability…
Nacha: New Rule Providing Clarity on Definition of IATs Takes Effect Sept. 18
September 1, 2026 / Source: Nacha
A change to the Nacha Operating Rules intended to provide greater precision around International ACH Transactions (IATs) takes effect Sept. 18, 2026. The new Rule replaces the existing definition of an IAT to help ACH Network participants more easily determine when an ACH payment should be classified as an IAT. The new definition describes an…
FDIC’s Incident Detection and Response Program
September 1, 2026 / Source: OIG
The Office of Inspector General (OIG) of the Federal Deposit Insurance Corporation (FDIC) issued its report on the FDIC’s Incident Detection and Response Program. Under Federal law, regulation, and guidance, the FDIC is responsible for safeguarding information, data, and assets from loss, theft, or compromise. To do this, the FDIC must maintain the ability to prepare for, respond to, and…
OCC Releases CRA Performance Evaluations for 23 National Banks and Federal Savings Associations
September 1, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of August 1, 2026, through August 31, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
FSB Chair warns of risks arising from frontier Artificial Intelligence (AI) models
August 31, 2026 / Source: FSB
The Financial Stability Board (FSB) today published a letter from its Chair, Andrew Bailey, to G20 Finance Ministers and Central Bank Governors ahead of their meeting in Asheville, North Carolina. Mr Bailey notes that the Middle East conflict has exacerbated energy-driven inflationary pressures. Markets remain vulnerable to a potentially disorderly correction that could spread across borders, particularly…
OCC Issues Fourth Quarter 2026 and First Quarter 2027 CRA Evaluation Schedule
August 31, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the fourth quarter of 2026 and the first quarter of 2027. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to…
Convicted Felon Fraud Promoter Sentenced to Federal Prison for Scheme Involving $6.5 Million in Stolen Checks
August 31, 2026 / Source: OIG
ATLANTA – Shamarri Tache Brooks, a multi-convicted felon and rapper, was sentenced to federal prison for a fraud scheme involving thousands of checks stolen from the mail. “In addition to personally committing bank fraud, Brooks brazenly marketed and sold fraud tutorials and trafficked thousands of stolen checks worth millions of dollars. Thankfully, Brooks’s ineptitude matched…
FinCEN Proposes Rule that Would Revoke Banque Misr UAE’s Correspondent Banking Access to U.S. Financial Institutions
August 28, 2026 / Source: FinCEN
Immediate Release August 28, 2026 Today, under Operation Economic Outcast, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) proposed a rule that would revoke Banque Misr UAE’s correspondent banking access to U.S. financial institutions. FinCEN issued a notice of proposed rulemaking (NPRM) finding that Banque Misr in the United Arab Emirates (UAE)…
FDIC Issues CRA Examination Schedules for Fourth Quarter 2026 and First Quarter 2027
August 28, 2026 / Source: FDIC
WASHINGTON—The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the fourth quarter 2026 and first quarter 2027. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. The…
FDIC: Disclosure of Information; Extension of Comment Period
August 28, 2026 / Source: Federal Deposit Insurance Corporation (FDIC).
AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of proposed rulemaking; extension of comment period. SUMMARY: The FDIC is extending the public comment period on the proposed rule “Disclosure of Information,” which was published in the Federal Register on June 30, 2026. FDIC is extending the public comment period from August 31, 2026, to October…
Matters Requiring Attention for Violations of Laws and Regulations: Notice of Proposed Rulemaking
August 27, 2026 / Source: OCC
Summary The Office of the Comptroller of the Currency (OCC) issued a notice of proposed rulemaking to refine the standard for the issuance of matters requiring attention (MRA) in response to violations of laws and regulations (12 CFR 4.92). The proposed rule would establish two categories of violations: “substantive violations” and “technical violations.” The proposal…
OCC Bank Enforcement Actions, Matters Requiring Attention: Revised Policies and Procedures Manuals for Bank Enforcement Actions and Related Matters and Matters Requiring Attention
August 27, 2026 / Source: OCC
Summary The Office of the Comptroller of the Currency (OCC) today released two revised Policies and Procedures Manuals (PPM). Rescission This bulletin rescinds OCC Bulletin 2023-16, “Revised Policies and Procedures Manual for Bank Enforcement Actions and Related Matters,” issued on May 25, 2023. Note for Community Banks These policies and procedures apply to all OCC-supervised banks.1 Highlights…
OCC Acts to Improve Transparency and Consistency to Bank Enforcement and Supervisory Standards
August 27, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced additional actions to focus supervisory attention on the most significant risks and violations and to provide banks greater clarity, consistency and certainty in how Matters Requiring Attention (MRA) and enforcement actions are issued. In connection with the final rule regarding unsafe or unsound practices…
Unsafe or Unsound Practices and Matters Requiring Attention: Final Rule
August 27, 2026 / Source: OCC
Summary The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (collectively, the agencies) issued a joint final rule to define the term “unsafe or unsound practice” for purposes of section 8 of the Federal Deposit Insurance Act (12 USC 1818) and revise the supervisory framework for the issuance of…
Agencies Issue Final Rule to Prioritize Material Financial Risks
August 27, 2026 / Source: OCC
WASHINGTON—The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation (the agencies) today issued a final rule that continues their effort to focus examiners’ and institutions’ attention on material financial risks and compliance with banking and banking-related laws and regulations. The final rule is consistent with the objectives of the agencies’ proposal issued…
Jury Convicts Las Vegas Business Owner of Cryptocurrency Ponzi Scheme
August 26, 2026 / Source: OIG
Defendant Fraudulently Obtained $24 million From At Least 400 Investors LAS VEGAS – A federal jury today convicted a Las Vegas business owner of fraudulently obtaining $24 million. “Financial fraud undermines the foundational trust of our economic system,” said First Assistant U.S. Attorney Sigal Chattah for the District of Nevada. “This verdict demonstrates our absolute commitment…
FTC Announces 2027 Telemarketer Fees to Access the National Do Not Call Registry
August 26, 2026 / Source: FTC
The Federal Trade Commission today announced new fees for telemarketers to access phone numbers on the National Do Not Call (DNC) Registry for Fiscal Year 2027 which begins on October 1, 2026. All telemarketers calling consumers in the United States are required to download the numbers on the National DNC Registry to ensure they do not call consumers…
U.S. House Prices Rise 2.1 Percent Year over Year; Up 0.3 percent Quarter over Quarter
August 25, 2026 / Source: FHFA
08/25/2026 Washington, D.C. – U.S. house prices rose 2.1 percent between the second quarter of 2025 and the second quarter of 2026, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the second quarter of 2026 rose 0.3 percent compared to the first quarter of 2026. FHFA’s seasonally adjusted monthly index for June remained…
FDIC-Insured Institutions Reported Return on Assets of 1.37 Percent and Net Income of $90.1 Billion in Second Quarter 2026
August 25, 2026 / Source: FDIC
WASHINGTON— The Federal Deposit Insurance Corporation (FDIC) today released the results of its latest Quarterly Banking Profile, a comprehensive summary of financial results based on reports from 4,238 insured commercial banks and savings institutions. In second quarter 2026, FDIC-insured institutions reported a return on assets (ROA) ratio of 1.37 percent and aggregate net income of $90.1 billion,…
Minutes of the Board’s discount rate meetings on July 20 and July 29, 2026
August 25, 2026 / Source: Federal Reserve Board
The Federal Reserve Board on Tuesday released the minutes from its recent meetings to review and determine the discount rates provided to depository institutions through the discount window. Today’s minutes cover the Board meetings that occurred on July 20 and July 29, 2026. The Board’s process for setting the discount rate is distinct from the…
State Bankers Associations Announce Industry-Owned Blockchain Network
August 25, 2026 / Source: BANKCHAIN ALLIANCE
8/25/2026 Banks of all sizes to be able to safely offer modern payments services, preserving local lending in communities across the country Today, 39 state bankers associations announced the formation of BankChain Alliance to provide customers across the country secure, modern banking services at financial institutions of all sizes. Representing one of the most expansive…
Interagency Rescission of the Interagency Statement on Special Purpose Credit Programs under the Equal Credit Opportunity Act and Regulation B
August 24, 2026 / Source: FDIC, NCUA, OCC, CFPB, HUD, DOJ, and FHFA
AGENCY: The Federal Deposit Insurance Corporation (FDIC), the National Credit UnionAdministration (NCUA), the Office of the Comptroller of the Currency (OCC), the ConsumerFinancial Protection Bureau (CFPB or Bureau), the Department of Housing and UrbanDevelopment (HUD), the Department of Justice (DOJ), and the Federal Housing FinanceAgency (FHFA) ACTION: Notice. SUMMARY: FDIC, NCUA, OCC, CFPB, HUD, DOJ,…
Treasury Announces the Quantum-Readiness Task Force
August 24, 2026 / Source: U.S. Department of the Treasury
August 24, 2026 WASHINGTON, D.C. —The U.S. Department of the Treasury today announced the launch of the Quantum-Readiness Task Force, following President Donald J. Trump’s Executive Order 14412 establishing guidelines to strengthen cryptographic protections for America’s sensitive data, critical infrastructure, and digital economy. The Task Force supports the Administration’s efforts to secure American innovation; strengthen supply chains; and…
Interest rates remain the same for the fourth quarter of 2026
August 21, 2026 / Source: IRS
IR-2026-98, Aug. 21, 2026 WASHINGTON — The Internal Revenue Service today announced that interest rates will remain the same for the calendar quarter beginning Oct. 1, 2026. For individuals, the rate for overpayments and underpayments will be 7% per year, compounded daily. Here is a complete list of the new rates: Under the Internal Revenue…
U.S. Treasury Proposes Common Sense and Low-Cost Investment Rules for Trump Accounts
August 20, 2026 / Source: U.S. Department of the Treasury
August 20, 2026 WASHINGTON, D.C. — The U.S. Department of the Treasury today announced proposed guidance governing eligible investments in Trump Accounts, with a focus on keeping costs low, promoting broad diversification, and helping children’s savings grow over the long term. “Every dollar in a child’s Trump Account should be working toward that child’s financial future, not…