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Effective Date: Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL
November 02, 2026
AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Final rule; amendments to policy statements. SUMMARY: This rule is primarily a large-bank regulatory change that is focused on the Federal Reserve’s stress testing and capital planning framework. It does not create new requirements for most community banks, but it reflects ongoing regulatory efforts…
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Effective Date: Unsafe or Unsound Practices, Matters Requiring Attention
November 02, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury, and the Federal Deposit Insurance Corporation. ACTION: Final rule. SUMMARY: The FDIC and OCC have finalized a rule that narrows, clarifies, and standardizes what counts as an “unsafe or unsound practice” and when examiners may issue an MRA. The intent is to focus supervision on material…
Member Success Stories
Success Story
Denise D. LaneWe engaged Compliance Alliance nearly four years ago to assist in managing the many new regulations and continuous changes to existing regulations. The tools C/A offered at that time were excellent and just continue to get better! We find the policy templates easy to customize, which is a tremendous help. Several employees at our bank utilize the online chat feature which is a GREAT tool! C/A’s representatives are experts, and will immediately respond to our request for information. If they are in chat with another client, they will even let you know, so you are not left wondering if they have received your request to chat. I have absolutely nothing negative to say about Compliance Alliance … GREAT resource in all areas of regulatory compliance!”
Bank of Ocean City, Berlin, MD
Success Story
Laurie GoodlockCompliance Alliance is a great fit for Farmers State Bank, a 70M bank in mid-Michigan. As the Chief Marketing Officer, I’m constantly developing new marketing pieces for the bank and Compliance Alliance is always right there with me keeping my promotional concepts up-to-date with the latest regulatory requirements. I can email my ideas directly to Compliance Alliance knowing that I’ll have a response the next day! This gives me the peace of mind I need to focus on our campaigns and other programs while not getting bogged down with regulatory worries. highly recommend a partnership with Compliance Alliance.”
Farmers State Bank, Munith, MI
Success Story
Jason CarrollThe chat feature’s quick turn-around time is what separates C/A from other compliance professionals. Not only is the response quick, in our experience, it is very detailed. And to have the transcript from the chat emailed for future reference—that has been very beneficial on many occasion. My compliance officers love the chat. Personally, I recall a time when in a meeting, our president had a question I could not answer. I logged into a chat session while the meeting was happening, got an answer, and was able to respond in minutes. I couldn’t do that with any other service.”
Heritage Bank, Hopkinsville, KY